Employee Benefits

Reliant offers better benefits than the typical employer

Select from the items below to learn more about each offering

401K Plans

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Safe Harbor 401K contribution levels beat other plans

  • Employees eligible for 4% employer contribution, 3% guaranteed

    • Employer contributes 3% to all accounts

    • 1%  of Employee contributions are matched by employer

  • All 401K contributions are vested immediately​

  • Traditional and Roth 401K options are available

  • Early withdrawals are subject to regular income taxes and a 10% penalty

  • 401K funds can be withdrawn without penalty at the age of 59.5

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Health Care Plans

Employer subsidizes 90% of HMO premiums and 80% of HSA premiums

Optima Gold HMO​

  • Covers Preventative Care at 100%

  • All PCP office visits are covered with a $25 copay

  • Specialist office visits are covered with a $50 copay

  • Employee pays 30% for most other procedures after the annual deductible

  • 2018 Deductible:$2000 Individual $4000 Family

  • $15 Copay for T1 generic prescriptions

Optima Silver HMO HSA

  • Covers Preventative Care at 100%

  • 10% Copay for PCP office visits after deductible

  • 10% Copay for specialist office visits after deductible

  • 2018 Deductible: $2700 Individual, $5400 Family

  • Plan can be coupled with HSA to make deductible costs tax free

Health Savings Account

  • Health care premiums and deductibles are tax deductible if charged to an HSA card

  • 2017 Limits: $3400 individuals, $6750 family

  • Health costs can include items such as gym membership and some drug store items

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Dental Plan

Employer subsidizes 80% of Dental premiums

Preventative Care Covered at 100%

  • Oral Exams (once/6 mos.) 

  • X-Rays (Full-mouth series once/60 mos.) 

  • Fluoride Treatment (to age 19, once/6 mos.) 

  • Sealants (to age 16, once/36 mos.)

  • Space Maintainers/Harmful Habit Appliances

Basic procedures covered at 100% with 
$50 Copay

  • Fillings with Repair

  • Maintenance of Crowns

  • Bridges & Dentures with General Anesthesia

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Major procedures covered at 60% with 
$50 Copay

  • Bridges & Dentures

  • Endodontic Services (eg. Root Canal) 

  • Implants with Single Crowns 

  • Complex Extractions 

  • Perio Maintenance Procedure (once/6 mos.) 

  • Periodontal Services (eg Scaling)

  • Annual service visits covered at 100% with $10-$20 copay.

  • Frames Servicing covered every other Calendar year.

  • Non elective glasses and contact cost covered at 100% after $10-$20 copay.

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Vision Plan

Employer subsidizes 80% of vision insurance premiums

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Disability

Employer subsidizes 100% of Short and Long term disability premiums

     Short Term 

  • Pays 70% of salary up to 1K a week​

  • If claim is approved, benefits can be paid 8 days after injury/illness onset diagnosis

  • Benefits can be paid for a maximum of 12 weeks
     

Long Term

  • Pays 60% of salary up to $6K a month​

  • If claim is approved, payment can be made 12 weeks after injury/illness diagnosis

  • Disability claims are paid until they are no longer needed at the age of 65

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Life Insurance

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Employer subsidizes 100% of Life insurance premiums

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  • 50K plan for all employees subsidized by employer 100%

Employee Referal Program

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5K Bonus for new employee referals

  • Reliant Employees who refer candidates that become employees receive a $5000 bonus

  •  $3000 of bonus is paid out after new hire has been on board for 90 days 

  • Two bonus payments of $1000 is paid out after new hire hits the 1 and 2 year employment marks