Employee Benefits
Reliant offers better benefits than the typical employer
Select from the items below to learn more about each offering
401K Plans
Safe Harbor 401K contribution levels beat other plans
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Employees eligible for 4% employer contribution, 3% guaranteed
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Employer contributes 3% to all accounts
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1% of Employee contributions are matched by employer
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All 401K contributions are vested immediately
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Traditional and Roth 401K options are available
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Early withdrawals are subject to regular income taxes and a 10% penalty
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401K funds can be withdrawn without penalty at the age of 59.5
Health Care Plans
Employer subsidizes 90% of HMO premiums and 80% of HSA premiums
Optima Gold HMO
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Covers Preventative Care at 100%
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All PCP office visits are covered with a $25 copay
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Specialist office visits are covered with a $50 copay
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Employee pays 30% for most other procedures after the annual deductible
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2018 Deductible:$2000 Individual $4000 Family
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$15 Copay for T1 generic prescriptions
Optima Silver HMO HSA
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Covers Preventative Care at 100%
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10% Copay for PCP office visits after deductible
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10% Copay for specialist office visits after deductible
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2018 Deductible: $2700 Individual, $5400 Family
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Plan can be coupled with HSA to make deductible costs tax free
Health Savings Account
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Health care premiums and deductibles are tax deductible if charged to an HSA card
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2017 Limits: $3400 individuals, $6750 family
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Health costs can include items such as gym membership and some drug store items
Dental Plan
Employer subsidizes 80% of Dental premiums
Preventative Care Covered at 100%
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Oral Exams (once/6 mos.)
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X-Rays (Full-mouth series once/60 mos.)
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Fluoride Treatment (to age 19, once/6 mos.)
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Sealants (to age 16, once/36 mos.)
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Space Maintainers/Harmful Habit Appliances
Basic procedures covered at 100% with
$50 Copay
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Fillings with Repair
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Maintenance of Crowns
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Bridges & Dentures with General Anesthesia
Major procedures covered at 60% with
$50 Copay
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Bridges & Dentures
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Endodontic Services (eg. Root Canal)
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Implants with Single Crowns
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Complex Extractions
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Perio Maintenance Procedure (once/6 mos.)
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Periodontal Services (eg Scaling)
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Annual service visits covered at 100% with $10-$20 copay.
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Frames Servicing covered every other Calendar year.
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Non elective glasses and contact cost covered at 100% after $10-$20 copay.
Vision Plan
Employer subsidizes 80% of vision insurance premiums
Disability
Employer subsidizes 100% of Short and Long term disability premiums
Short Term
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Pays 70% of salary up to 1K a week
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If claim is approved, benefits can be paid 8 days after injury/illness onset diagnosis
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Benefits can be paid for a maximum of 12 weeks
Long Term
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Pays 60% of salary up to $6K a month
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If claim is approved, payment can be made 12 weeks after injury/illness diagnosis
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Disability claims are paid until they are no longer needed at the age of 65
Life Insurance
Employer subsidizes 100% of Life insurance premiums
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50K plan for all employees subsidized by employer 100%
Employee Referal Program
5K Bonus for new employee referals
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Reliant Employees who refer candidates that become employees receive a $5000 bonus
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$3000 of bonus is paid out after new hire has been on board for 90 days
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Two bonus payments of $1000 is paid out after new hire hits the 1 and 2 year employment marks